1.45.3.1925040310 Safe to install
The mobile application Home Credit is your partner in the world of finance and shopping. Whether you have a credit card, purchased with us in installments, or are using a cash loan, you are just a few clicks away from a range of benefits that the application brings you...
Repaying has never been easier
Knowing when, how much, and where to pay is standard. However, the Home Credit mobile application goes a step further. It communicates with the most prominent Czech bank applications, allowing you to make your payment via accelerated online transfer in just a few clicks.
Financial control in your hands
Good accounts make good friends. All purchases, accrued bonuses, or account movements can be instantly checked in the application. This gives you the assurance that nothing will take you by surprise.
Extra money when needed
If your car breaks down or an irresistible discount appears, simply a few clicks in the application and the money is sent to your account. It doesn't even take a minute.
A card that doesn't take up wallet space
Clients with a Clever Account can issue a virtual payment card in the application. It can perform contactless transactions just like your physical card, all while being securely stored in your mobile phone - ready for instant use.
Rewards at every step
Save up to 20% on everyday purchases! In the Home Credit application, you will find over 900 partners offering special deals and discounts. Simply shop via the web link or make payments with your card at selected partners.
No more security worries
With the Home Credit application, scammers won't get to you. Every online purchase requires verification with a PIN, fingerprint, or Face ID. You can also set or adjust security limits on the card at any time or block the card with just one click.
Example of credit offered in the mobile application
For a credit amount of 80,000 CZK and a chosen monthly installment of 2,200 CZK, you will pay 110,563 CZK over a maximum of 51 monthly installments. The provided data is accurate as of today.
A detailed calculation as per the law for a revolving loan: Loan amount 80,000 CZK, annual interest rate 15.9%, APR 17.1%, total amount payable: 86,890 CZK. Sequential monthly installments: 7,727 CZK, 7,638 CZK, 7,550 CZK... (continues with individual installment amounts). The calculations are rounded off mathematically. The values are based on drawing the entire loan amount immediately, non-cash payment method, at the specified interest rate for one year and repayment in 12 equal monthly installments of principal. This offer does not consider additional loan withdrawals or use of supplementary services.
The offer does not imply entitlement to obtain credit. Each request for credit drawdown is assessed individually and may differ from the presentation; the maximum APR will not exceed 31.8%. Minimum APR is 0%
A flexible loan is a revolving facility meaning that the loan agreement is entered into indefinitely and the client can repeatedly draw on the loan up to their unused credit limit. If the client repays the outstanding amount, they can fully utilize the credit limit again.
Overview
Home Credit CZ is a Freeware software in the category Business developed by Home Credit a.s..
The latest version of Home Credit CZ is 1.45.3.1925040310, released on 04/24/2025. It was initially added to our database on 04/21/2024.
Home Credit CZ runs on the following operating systems: Android/iOS.
Users of Home Credit CZ gave it a rating of 5 out of 5 stars.
Pros
- Offers various consumer loans with flexible terms.
- User-friendly online application process.
- Provides quick approval and fund disbursement.
- Good customer service reputation in Czech Republic.
- Offers promotional interest rates at times.
Cons
- Interest rates can be high compared to traditional bank loans.
- May have strict credit scoring criteria.
- Additional fees and charges may apply.
- Limited to consumers in Czech Republic.
- Could have aggressive marketing tactics.
Related
ČSOB Smart
ČSOB Smart offers the convenience of having an entire bank and insurance company right on your mobile device. Whether you're already a client or not, becoming one is a breeze with the in-app account opening process, which takes just a few …ČSOB Smart klíč
The ČSOB Smart Key facilitates logging in, confirming transactions in internet banking, card payments in e-shops, and remote verifications when contacting customer service or a branch.DoKapsy od ČSOB
The DoKapsy od ČSOB app is free for everyone, regardless of where you bank. Take advantage of convenient payment using your mobile phone for parking, public transport tickets and refuelling.Fio Smartbanking CZ
Open a fee-free account with the Fio Smartbanking app and have it at your fingertips anytime. Already have a Fio account? Simply link it with the app in Internet Banking and choose how you want to use it.George Česko
George Česko: Your Banking Companion in the Digital AgeGeorge klíč
The George klíč application is a secure and convenient alternative to login and verification SMS messages. You no longer need to rely on SMS messages from your phone operator to log in or verify payments, as the George klíč directly …Latest Reviews
![]() |
Warcraft Rumble
Epic Battles Await in Warcraft Rumble |
![]() |
HackCheck
Stay informed about your online accounts with HackCheck. |
![]() |
DivX Setup
DivX Setup: Your Ultimate Multimedia Solution |
SIMATIC S7-PCT + HF2 Professional
Streamlined Programming and Configuration with SIMATIC S7-PCT + HF2 Professional |
|
![]() |
Global Protocols
Streamline Your Business Operations with Global Protocols |
Gemcom Surpac
Gemcom Surpac: The Ultimate Geological Software for Mining Professionals |
![]() |
UpdateStar Premium Edition
Keeping Your Software Updated Has Never Been Easier with UpdateStar Premium Edition! |
![]() |
Microsoft Visual C++ 2015 Redistributable Package
Boost your system performance with Microsoft Visual C++ 2015 Redistributable Package! |
![]() |
Microsoft Edge
A New Standard in Web Browsing |
![]() |
Google Chrome
Fast and Versatile Web Browser |
![]() |
Microsoft Visual C++ 2010 Redistributable
Essential Component for Running Visual C++ Applications |
![]() |
Microsoft Update Health Tools
Microsoft Update Health Tools: Ensure Your System is Always Up-to-Date! |