Home Credit CZ 1.35.1.1923092012

The mobile application Home Credit is your partner in the world of finance and shopping. Whether you have a credit card, purchased with us in installments, or are using a cash loan, you are just a few clicks away from a range of benefits that the application brings you...

Repaying has never been easier
Knowing when, how much, and where to pay is standard. However, the Home Credit mobile application goes a step further. It communicates with the most prominent Czech bank applications, allowing you to make your payment via accelerated online transfer in just a few clicks.

Financial control in your hands
Good accounts make good friends. All purchases, accrued bonuses, or account movements can be instantly checked in the application. This gives you the assurance that nothing will take you by surprise.

Extra money when needed
If your car breaks down or an irresistible discount appears, simply a few clicks in the application and the money is sent to your account. It doesn't even take a minute.

A card that doesn't take up wallet space
Clients with a Clever Account can issue a virtual payment card in the application. It can perform contactless transactions just like your physical card, all while being securely stored in your mobile phone - ready for instant use.

Rewards at every step
Save up to 20% on everyday purchases! In the Home Credit application, you will find over 900 partners offering special deals and discounts. Simply shop via the web link or make payments with your card at selected partners.

No more security worries
With the Home Credit application, scammers won't get to you. Every online purchase requires verification with a PIN, fingerprint, or Face ID. You can also set or adjust security limits on the card at any time or block the card with just one click.

Example of credit offered in the mobile application
For a credit amount of 80,000 CZK and a chosen monthly installment of 2,200 CZK, you will pay 110,563 CZK over a maximum of 51 monthly installments. The provided data is accurate as of today.

A detailed calculation as per the law for a revolving loan: Loan amount 80,000 CZK, annual interest rate 15.9%, APR 17.1%, total amount payable: 86,890 CZK. Sequential monthly installments: 7,727 CZK, 7,638 CZK, 7,550 CZK... (continues with individual installment amounts). The calculations are rounded off mathematically. The values are based on drawing the entire loan amount immediately, non-cash payment method, at the specified interest rate for one year and repayment in 12 equal monthly installments of principal. This offer does not consider additional loan withdrawals or use of supplementary services.

The offer does not imply entitlement to obtain credit. Each request for credit drawdown is assessed individually and may differ from the presentation; the maximum APR will not exceed 31.8%. Minimum APR is 0%

A flexible loan is a revolving facility meaning that the loan agreement is entered into indefinitely and the client can repeatedly draw on the loan up to their unused credit limit. If the client repays the outstanding amount, they can fully utilize the credit limit again.